after irene, people got religion but a lot of people don't have flood insurance f you're flooded out, you're flooded out. >> and fema may not be able to pay for the flood insurance. >> there's always a dance between fema, governors, insurance companies and homeowners who are stuck right now. >> that's not a story that's going away. >> other stories that are making news, john berman has that. >> thank you, soledad. >>> in northern new jersey, oil facility has leaked 336,000 gallons of fuel along the tidal waterway that separates staten island from new jersey. new york city police officer is one of the victims of hurricane sandy. 28-year-old went to check on the water in his basement monday night in the southeast section of staten island and never returned. his body was found the next day. >>> a live look at the crane that has become a major new york city tourist traction 90 stories above midtown. it is no longer dangling this morning after crews secured the boom to the high rise it is attached to. but streets surrounding it are closed and will not reopen until the weekend at the earlie